For All Your Real Estate Needs.

About Me

This is Reece Rowat

My favourite thing about the world of real estate is the collaborative nature of the work that I do with my clients. Whether it is finding them the perfect home or helping guide them through the process of selling a property and getting the best return on their investment; I take a proactive and motivated approach in the work that I do.

Trust is very important when it comes to navigating these decisions and my clients know that when you work with me, you get a professional and trusted advocate to protect your best interests and to get you the best price whether you are buying, selling or leasing.

The real estate market can be incredibly daunting, especially in Toronto, but I am here to help you through the process and make what might seem like an overwhelming undertaking an enjoyable experience. My #1 priority is making your experience as seamless as possible and ensuring you feel informed and taken care of every step of the way.

So whether you are a prospective buyer, seller, investor, tenant, or even if you just have some questions about the market, don’t hesitate to reach out and let me take the very best care of you.

Listings

Homes we've listed

As the largest independent brokerage in Ontario, Right at Home Realty has hundreds of active listings to suit anyone’s needs. Looking for a new place to hang your hat?
Click the link to browse the many options that are available.

Whatever your Real Estate needs,
I’ve got you covered.

Buying.

Together we will discuss your needs, get you pre-approved for a mortgage, and go house-hunting! I will be there with you to arrange showings, provide advice, and guide you through every step to make the buying process as seamless as possible.

Selling.

I will be there to help you price, list and stage your property to guarantee the highest possible return on your investment. From viewings to photography to contract negotiation, I handle all the dirty work so you don’t have to.

Leasing

I work with both Tenants and Landlords to find them the perfect match for their rental home arrangement. Whether it’s qualifying a landlord/tenant, facilitating showings, or providing expert advice, I am there every step of the way to ensure my clients are happily housed and getting the best value possible.

What they've said

Don't just take my word for it
5/5

Reece was honest, friendly, and very helpful throughout our search and getting us settled in. He's an exceptional agent.

Andrew
5/5

Reece took time out of his vacation to video chat with us. He listened to our specific requirements to find a rental apartment. Very quickly, we were presented with a selection of places meeting our needs. He had great advice and advocated efficiently on our behalf. Many of the listings were vague about important requirements. He clarified all of them saving us much time. Reece was punctual and a joy to work with. I would definitely use him again and recommend him to any of my friends.

Allan
5/5

The Real Estate market in this city is complicated and professional advice and guidance will save you from more than one headache. I had to face a lot of rejection and stress, but Reece was always there encouraging and cheering me up. Fortunately, in the end, he closed a deal for me, and now I’m living downtown in a very nice apartment. Thank you, Reece!

Ernesto
Live

Mortgage Calculator

Unsure if you’re ready to the enter the market? This easy-to-use tool will let you know exactly what you can afford.

contact me

Your new home is closer than you think.

Contact Details

Phone: 647 464 6618
Office: 416 383 9525
REECE ROWAT 2022

Asking Price

Go
 
 STEP 1
Enter the price of the home you're interested in and press GO.
 
 
Down payment        Down payment The amount of money you pay up front to obtain a mortgage. The minimum down payment in Canada is 5%. For down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.  
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Mortgage insurance        Mortgage insurance Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage applied to your mortgage amount. plus        
Total Mortgage Required equals $- $- $- $-
Amortization period        Amortization period The length of time it will take a homeowner to pay off his/her mortgage. In Canada, the maximum amortization period for insurable mortgages is 25 years. Longer amortization periods allow homeowners to make smaller monthly payments, but equate to more interest paid over the life of the mortgage.  
 
 
STEP 2
Choose an amortization period.
 
 
Mortgage rate        Mortgage rate The rate of interest you will pay on the outstanding balance of your mortgage. This is determined by the mortgage type and mortgage provider. To see how rates vary by type and provider, click on "Select Rate" link on the right.  
 
 
 STEP 3
Choose a mortgage rate to calculate the corresponding payment.
 
 
Mortgage type        Mortgage type The mortgage type includes the term of the mortgage, between 1-10 years, and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate with a specific lender. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular in Canada and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals (CAAMP).          

Total Mortgage Payment

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       Mortgage payment The monthly mortgage payment is calculated based on the inputs you provided: the mortgage amount, rate type (fixed or variable), term, amortization period, and payment frequency. A general affordability rule, as outlined by the Canada Mortgage and Housing Corporation, is that your monthly housing costs should not exceed 32% of your gross household monthly income.  
Land Transfer Tax: $-
 
 
STEP 4
If necessary, update your profile to calculate land transfer tax.
 
 
Profile
Provincial:        Provincial Land transfer tax (LTT), typically calculated as a percentage of the purchase price of a home, is required when purchasing a home in Canada. All provinces have a LTT, and the amount varies in each province. plus
 
Municipal:        Municipal Some municipalities, like Toronto, levy an additional LTT, which is similarly calculated as a percentage of the purchase price of a home. plus
 
Rebate:        Rebate If you are a first-time home buyer in British Columbia or Ontario, you will be eligible for LTT rebates, equal to the value of the LTT up to a maximum amount set by the province. minus
 
 
Explore the drop-downs to better understand your mortgage choice.
 
 

Cash Needed

How much extra cash will I need when my house closes?

Monthly Expenses

Can I afford my monthly expenses & mortgage payments?

Interest Rate Risk

What would my payment be at higher interest rates?

Amortization Schedule

What do my payments look like over time?

Select rate

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